Estonian Households Are Struggling More with Loan Payments
The amount of overdue loans in Estonia has been gradually increasing, with a rise in new housing loans and a prolonged loan period.
Credit is Back in the Game. Revival in the Market in 2026
The article discusses the anticipated growth in the Polish credit market for 2026, driven by declining interest rates and increased demand for both personal and business loans.
USU: Loan repayment periods for mortgages are set to increase – experts completely dismiss the idea
Finnish financial regulators criticize a government proposal to extend mortgage repayment periods to 35 years, warning of increased household debt risks.
Strengthening the rental market in rural areas and making shared ownership loans more accessible
The article discusses proposals to improve the rental market in Iceland's rural areas and enhance access to shared ownership loans.
Daniel Noboa delivers homes under the housing program "Guayas boosts your home with Miti Miti"
President Daniel Noboa launched the housing project "Guayas boosts your home with Miti Miti" aimed at facilitating preferential mortgage loans and expanding access to home ownership in Ecuador.
Do you live in a big city? Have you had difficulties getting a home loan? Tell Yle, we are doing a piece
Yle is investigating the increasing difficulties residents in large cities face in obtaining home loans, particularly for properties needing renovations.
Large real estate firms: Renovations and the age of the apartment are increasingly obstacles to home loans
In Finland, obtaining home loans is becoming more challenging as banks are increasingly scrutinizing the condition of properties rather than the borrower's financial situation.
Kim Yong-beom: "The housing issue is a structural problem... we need to shift towards supporting financial soundness"
Kim Yong-beom, the chief policy officer at the Blue House, emphasizes the need to change the existing leverage structure of housing loans used for investment, warning that it could lead to a macroeconomic crisis if not adjusted to ensure financial stability.
Mortgages close 2025 above 500,000 loans and reach their best figure in 16 years
In 2025, the number of mortgages signed in Spain surpassed 500,000 for the first time in 16 years, reaching an annual total of 501,073 loans, reflecting a 17.8% increase from the previous year.
Goldman Sachs on Katseli Law: How Banks Are Affected? Estimates
According to Goldman Sachs, the impact of the recent Supreme Court decision regarding Katseli Law loans is likely to be manageable for Greek banks, although details of the decision are still awaited.
Financial authorities target ‘14 trillion won’ in rental business loans... Modifying benefits for multi-homeowners
Financial authorities in South Korea are focusing on approximately 14 trillion won in loans for rental business operators, planning to revise loan extension practices that favor multi-homeowners.
Youth Dominance in Home Buying Race, Over 90% of Buyers are Millennials and Gen Z
In India, over 90% of residential property buyers are now Millennials and Gen Z, reflecting a significant shift in the housing market towards younger generations.
Poles are fleeing from expensive fixed-rate loans. What do banks say about it?
In Poland, a record amount of early repayments and overpayments on housing loans has been observed in 2025 as citizens seek to escape high fixed interest rates amidst declining rates.
Financial Sector Considers Recapturing Loans for Housing Rental Businesses After President Yoon's Strong Stance on Multiple Homeowners
The South Korean financial sector is interpreting President Yoon's remarks about limiting loan extensions for multiple homeowners as a potential targeting of housing rental business loans.
President Yoon: Is it fair to extend loans to homeowners who persist despite given opportunities?
President Yoon criticized financial benefits for multiple homeowners who resist selling, emphasizing fairness in handling existing loans amid housing market stabilization efforts.
Confusion Surrounding New Mortgage Regulations – The Trap to Avoid
New mortgage regulations in Sweden will make it easier to borrow for home purchases but complicate the process for extending existing loans.
Rising energy costs have not deterred taking out home loans
Despite rising energy costs, there has been no noticeable decrease in home loan applications according to real estate agents and bank representatives in Estonia.
Mortgage Credit: How Much You Need to Earn to Buy an Apartment in February 2026
The report discusses the income requirements for obtaining mortgage loans in Argentina, highlighting the challenges posed by rising property prices and interest rates.
BIK forecasts that we will borrow 20% more this year for housing purposes
The Polish Credit Information Bureau forecasts a 20% increase in housing loans in 2026, driven by lower interest rates and economic growth.
Housing mortgage loans increased by 3 trillion won in January... As banks raise their thresholds, the demand shifts to secondary financial institutions
In January, housing mortgage loans saw a significant increase as demand shifted to secondary financial institutions due to stricter lending standards set by banks.
Commencement of construction on just over a hundred homes for first-time buyers
Construction has begun on over a hundred homes in Hafnarfjörður aimed at first-time homebuyers, with a significant portion of the units offering shared equity loans.
Over 2 trillion won spent on homes in Seoul from selling stocks and bonds after last year's 6·27 measures
Since the implementation of the '6·27 measures' limiting housing loans in the metropolitan area, over 2 trillion won has been utilized for home purchases in Seoul from the proceeds of selling stocks and bonds.
Bankers Compete to Lower Prices, But Loyal Customers Miss Out on Savings
A price war among mortgage institutions is leading to cheaper housing loans, but not all customers are benefiting from these new rates.
Bankers compete to lower prices. But the most loyal customers do not share in the joy
There is a price war among mortgage institutions in Denmark, leading to cheaper housing loans, but not all customers benefit from these new rates.
More than 60% of applications for the Mi Casa Propia credit have not been qualified
The Mi Casa Propia credit program by Banco del Pacífico in Ecuador is experiencing slow uptake, with over 60% of applications failing to meet qualification criteria.
What is the maximum age to obtain a mortgage loan?
The Ecuadorian Social Security Institute's Bank offers various mortgage loans for affiliates and retirees aimed at financing properties under preferential conditions.
Lånekassen will check where students live
Lånekassen is beginning its annual housing check for students, requiring selected individuals to document their residency to qualify for converting loans into grants, with serious penalties for fraud.
The Spanish sovereign fund will inject capital for the construction of social rental housing
The Spanish sovereign fund, named España Crece, will provide an additional 2.8 billion euros for the construction of social rental housing, utilizing unused loans from the Recovery Plan.
Banks: 46% Jump in Housing Loans in 2025
In 2025, housing loans saw a significant increase of 46% compared to 2024, according to data from the Hellenic Bank Association, indicating a new upward cycle after fifteen years of contraction.
Greek Banking Association: Housing loans jumped 46.3% in 2025 - Double-digit increase in consumer credit
The Greek Banking Association reported a significant increase in housing loans by 46.3% in 2025, with about 45,000 households securing new loans and a total of €2.509 billion granted to small businesses.
Castilla-La Mancha approves a fiscal shock plan to facilitate youth access to housing
The regional government of Castilla-La Mancha has approved a fiscal package aimed at helping young people access housing, including zero-interest loans and tax deductions.
Goodbye to rent: the legal trick to qualify for a mortgage loan with low income
The article discusses a legal technique that helps individuals with low income qualify for mortgage loans, amidst positive expectations for a revitalization in the housing market in 2026.
Real Estate Law on the Rise: Specialization Ensures Strategic Training for New Challenges in the Sector
The Brazilian real estate market is expanding, with a 10% increase in housing loans in 2024, prompting a shift in how legal professionals operate due to advancements in extra-judicial solutions.
Credit to families grows by 4% in 2025 due to housing and consumption boost
Spanish households ended 2025 with increased spending, as bank financing to families rose by 4% in December compared to the previous year, reaching a total of 715.884 billion euros, primarily driven by housing loans.
Mortgage Credit: Greece Among the Top Five Cheapest Countries in the Eurozone
In November 2025, Greece ranked among the top five cheapest countries in the Eurozone for mortgage interest rates, experiencing a steady decrease in borrowing costs and returning to positive credit expansion in housing loans for the first time in 15 years.
How expensive will apartments and mortgages be? We bring you a forecast for 2026
The article discusses the trends in mortgage lending in the Czech Republic, highlighting a significant increase in both the volume of new loans and the average loan amount, making housing finance more complex for borrowers.