Illegal Purchase of Housing using Business Loans Uncovered at 58.8 Billion Won... 'Focusing Inspections on the Three Districts of Gangnam'
Financial authorities in South Korea have uncovered significant illegal use of business loans for purchasing residential properties, prompting focused inspections in the Gangnam area.
Student debt eats away home deposit savings to the tune of ยฃ2,000 a year, says Barclays
A Barclays report reveals that individuals with student debt save nearly ยฃ2,000 less annually for home deposits compared to those without such loans.
Calculated how long it will take to save money for the down payment: in this city, you will save the longest
The majority of housing loans are taken by younger individuals, indicating a trend toward increased financial planning among youth in Lithuania.
Mortgage Loans: Banks Strike Back and Lower Rates to Below 10%
In Argentina, banks have started to lower mortgage rates below 10% after a period of high interest rates, providing new opportunities for potential homebuyers.
President Lee advises voluntary repayment of loans used for home purchase before prosecution
President Lee has advised that individuals voluntarily repay loans used inappropriately for home purchases before facing criminal charges.
Review of Housing Loans is the Largest Wage Issue
The review of housing loans has emerged as a significant issue concerning wages in Iceland.
Euribor Jumps Again - 'Giant Spike'
The 12-month Euribor interest rate, which serves as a reference for many Finnish housing loans, surged by 0.134 percentage points to reach its highest level of the year, driven by inflation concerns linked to the war in Iran and the ECB's recent statements.
The war in the Gulf escalates, housing loans become more expensive, Orban and assistance for Ukraine
The article discusses the escalation of conflict in the Gulf region, its impact on housing loans in Poland, and the political implications involving assistance for Ukraine.
Namibia: Vice President Lucia Witbooi Launches Gipf Housing Scheme At Mariental
Vice President Lucia Witbooi inaugurated a new housing scheme in Mariental aimed at providing affordable home loans backed by pension funds.
President Lee's Warning About 'Fraud Charges'... National Tax Service Head Says 'Comprehensive Verification of Business Loans for Housing Purchases'
The National Tax Service of South Korea will conduct comprehensive verifications of business loans utilized for housing purchases, following President Lee Jae-myung's warning against their misuse as a form of fraud.
Why don't Australian banks offer 30-year fixed-rate home loans?
A recent report suggests that Australian banks should offer longer fixed-rate home loans, as borrowers would benefit from such options amid rising interest rates.
Mortgage Loans: A New Subsidized and Lower Rate Loan Launched for the Middle Class in Buenos Aires
The government of Buenos Aires announced a new subsidized mortgage program for the middle class aimed at helping families transition from renting to owning their first home.
The borrowing capacity of Estonians is at a high level โ two people earning an average salary can jointly purchase their dream home
Many individuals underestimate their borrowing capacity, believing that their dream home is out of reach, but joint applications for loans significantly increase affordability.
Variable interest rates for home mortgage loans will rise by about 0.05% starting from the 17thโฆ Bank funding costs rise again
Starting from the 17th, variable rates for housing mortgage loans in South Korea are set to increase due to rising funding costs as indicated by the COFIX index.
85 Billion Won Fraud Group Arrested for Abuse of Non-Face-to-Face Jeonse Loans... 88 People Indicted
A group of 88 individuals has been arrested for defrauding approximately 8.5 billion won through fraudulent jeonse loan agreements aimed at vulnerable housing groups in South Korea.
Mortgage Credit: The Portfolio Grows Strongly, but Access Remains Restricted
Mortgage loans in Argentina have seen significant growth over the past two years, but access remains limited due to high financial costs and stringent income requirements.
Interest in borrowing money for home purchases is declining - except in the capital
Interest in borrowing money for housing purchases is decreasing in Denmark, with the exception of the capital city.
Editorial: What is happening to Trump is what he feared himself
The editorial discusses how rising interest rates in Finland, influenced by Middle Eastern events, are directly impacting Finnish homeowners' finances, particularly with significant loan repayments looming.
If Regulations on Mortgage Loans for Multiple Homeowners Are Confirmed... 10,000 Units Will Be Released in the Capital Region
The South Korean government plans to limit the extension of mortgage loans for multiple homeowners, which may lead to the release of approximately 10,000 apartments into the market this year in the capital region.
Mortgage loans in dollars return: a private bank launches a line for housing up to US$ 1 million
A private bank in Argentina has reintroduced dollar-denominated mortgage loans, allowing clients to finance property purchases up to US$ 1 million.
Daugavpils most actively uses 'Altum' housing loans in the regions
The 'Altum' mortgage program has supported housing purchases in Daugavpils, addressing the housing needs of larger families like the Logins.
Daugavpils' Most Active in Latgale in the Use of 'Altum' Housing Loans
A family in Rฤzekne, struggling to find adequate housing after the birth of their fifth child, benefited from an 'Altum' mortgage program designed to assist larger families.
The transition from subsidies to loans may slow down home renovations. Some people will not be able to afford them.
A shift from subsidies to loans for home renovations in Czechia may hinder progress, particularly affecting those who cannot afford the new financial burden.
Why is it hard to get a loan even though the income is sufficient โ Bank experts reveal the red flags
The process of obtaining a mortgage in Finland has become increasingly stringent, with banks now conducting thorough background checks that often go beyond just assessing the borrower's ability to repay.
The New Green Savings Program Relies on Interest-Free Loans. Most Grants Are Gone
The article discusses the Czech government's New Green Savings program, which primarily offers interest-free loans as grants run out.
The creditworthiness of Poles is increasing, Brussels wants cheaper electricity
Poles' creditworthiness is improving due to a recent interest rate cut, allowing for larger mortgage loans amid slow housing price growth.
As Apartment Loans Tighten, Attention Turns to Officetels with a 66% Surge in January Transactions
In January, the nationwide transaction volume of officetels in South Korea increased by over 60% compared to the previous year due to tighter apartment loan regulations.
35-Year Housing Loans Are Coming โ See How It Affects Your Wallet
The Finnish government proposes extending the maximum mortgage repayment period from 30 to 35 years to stimulate the housing market and alleviate households' financial burdens.
Collapse in Parque Patricios: Mortgage Payments for Evacuated Residents Postponed
The bank that provided loans for the purchase of apartments in Estaciรณn Buenos Aires has announced the postponement of mortgage payments for evacuated residents for three months.
Nationwide announces ยฃ20,000 update that will benefit 10,000 customers
Nationwide is expanding its interest-free loan scheme to help 10,000 homeowners improve energy efficiency, with loans ranging from ยฃ5,000 to ยฃ20,000.
Loans to Multiple Homeowners Reach 60,000 Cases, 103 Trillion Won...Half Concentrated in Seoul and Gyeonggi
The South Korean government is preparing strict loan regulations for multiple homeowners as the total loan balance exceeds 100 trillion won, with half concentrated in the capital and surrounding areas.
Mortgage loans: a bank secured nearly $100 billion in funding and expands its loan offerings
An Argentine bank has successfully raised almost $100 billion for mortgage funding, aiming to expand its loan offerings in a fluctuating market.
Credits for social and public housing will have up to 30 years to pay
The Ecuadorian government has extended the maximum repayment period for social and public housing loans to 30 years, allowing borrowers more time to manage their debts.
The Social Democrats aim to ensure better loan opportunities in rural areas
The Social Democrats in Denmark plan to expand state-guaranteed home loan options to improve housing affordability in rural areas.
Soon you can extend the housing loan repayment period to 35 years โ graphics show the change in monthly payments and interest
The Finnish government is set to allow homebuyers to extend their housing loan repayment period to 35 years, resulting in lower monthly payments but significantly higher interest costs.
Surprise at the bank counter: Housing loan interest protection can now be obtained for less than Euribor
A new survey indicates that interest protection for housing loans may now come cheaper than the Euribor rate.
Household Loan Rates Increase for Four Consecutive Months...Housing Loan at 4.29%, Highest in 1 Year and 2 Months
Household loan interest rates in South Korea have risen for four consecutive months, with housing loan rates reaching their highest level in over a year.
Mortgage loans: a private bank lowered its interest rate by more than 5 points
A private bank in Argentina has significantly reduced its mortgage interest rate amid uncertainty in the housing loan market.
Estonian Households Are Struggling More with Loan Payments
The amount of overdue loans in Estonia has been gradually increasing, with a rise in new housing loans and a prolonged loan period.
Credit is Back in the Game. Revival in the Market in 2026
The article discusses the anticipated growth in the Polish credit market for 2026, driven by declining interest rates and increased demand for both personal and business loans.
USU: Loan repayment periods for mortgages are set to increase โ experts completely dismiss the idea
Finnish financial regulators criticize a government proposal to extend mortgage repayment periods to 35 years, warning of increased household debt risks.
Strengthening the rental market in rural areas and making shared ownership loans more accessible
The article discusses proposals to improve the rental market in Iceland's rural areas and enhance access to shared ownership loans.
Daniel Noboa delivers homes under the housing program "Guayas boosts your home with Miti Miti"
President Daniel Noboa launched the housing project "Guayas boosts your home with Miti Miti" aimed at facilitating preferential mortgage loans and expanding access to home ownership in Ecuador.
Do you live in a big city? Have you had difficulties getting a home loan? Tell Yle, we are doing a piece
Yle is investigating the increasing difficulties residents in large cities face in obtaining home loans, particularly for properties needing renovations.
Large real estate firms: Renovations and the age of the apartment are increasingly obstacles to home loans
In Finland, obtaining home loans is becoming more challenging as banks are increasingly scrutinizing the condition of properties rather than the borrower's financial situation.
Kim Yong-beom: "The housing issue is a structural problem... we need to shift towards supporting financial soundness"
Kim Yong-beom, the chief policy officer at the Blue House, emphasizes the need to change the existing leverage structure of housing loans used for investment, warning that it could lead to a macroeconomic crisis if not adjusted to ensure financial stability.
Mortgages close 2025 above 500,000 loans and reach their best figure in 16 years
In 2025, the number of mortgages signed in Spain surpassed 500,000 for the first time in 16 years, reaching an annual total of 501,073 loans, reflecting a 17.8% increase from the previous year.
Goldman Sachs on Katseli Law: How Banks Are Affected? Estimates
According to Goldman Sachs, the impact of the recent Supreme Court decision regarding Katseli Law loans is likely to be manageable for Greek banks, although details of the decision are still awaited.
Financial authorities target โ14 trillion wonโ in rental business loans... Modifying benefits for multi-homeowners
Financial authorities in South Korea are focusing on approximately 14 trillion won in loans for rental business operators, planning to revise loan extension practices that favor multi-homeowners.
Youth Dominance in Home Buying Race, Over 90% of Buyers are Millennials and Gen Z
In India, over 90% of residential property buyers are now Millennials and Gen Z, reflecting a significant shift in the housing market towards younger generations.