Aneta WiewiΓ³rowska-Domagalska: Frank Loans and WIBOR
The article discusses the differences in assessing the abusiveness of variable interest clauses based on WIBOR compared to franc loans in Poland, highlighting the implications of EU court rulings for consumer protection law.
Delinquency rises amid high interest rates and reaches highest level since 2017
In Brazil, consumer and corporate delinquency on loans has increased to 5.5%, the highest level since 2017, amid elevated interest rates.
CaixaBank launches an AI agent to help customers with banking product contracts
CaixaBank has introduced an AI agent aimed at assisting customers in the process of acquiring banking products through its mobile application.
Consumer loans will be more regulated starting in November
Beginning November 20, 2026, consumer loans in France will face stricter regulations aimed at reducing the risk of over-indebtedness.
One in Twenty Self-Employed Workers Unable to Repay Debt... More Than Tripled in Five Years
Due to prolonged domestic recession and high interest rates, one in twenty self-employed individuals in South Korea is unable to repay their business loans, a figure that has more than tripled in the past five years.
How to borrow completely for free. Thousands of Czechs have used a way to legally cheat creditors
Czechs are increasingly finding ways to take out loans for free, including mortgages, which is raising concerns among creditors and regulators about the consequences of this practice.
Non-bank credit is growing: it now accounts for one in four pesos in consumer loans
Non-bank credit in Argentina has increased significantly, now representing 25% of consumer loans alongside rising irregularity in repayments.
Poles Have Turned to Loans and Credit. BIK Summarizes a Record Year in the Market
In 2025, Poles borrowed a record amount in loans and credit, driven by stable economic conditions and increasing consumer confidence.
A loan can turn into a nightmare. The registry and the fees will help
This article discusses the potential pitfalls of loans and the importance of a registry and fee structure to help borrowers.
Credit or Rent? The Differences in Costs Are Diminishing
The article explores the diminishing differences in costs between mortgage loans and renting in various Polish cities, alongside trends in loan availability and consumer preferences in the real estate market.
Complaints of non-contracted payroll loans at INSS grow 113% in 2025
The number of complaints regarding non-contracted payroll loans from INSS surged 113% in 2025, with 19,888 cases reported, according to the National Consumer Secretary of the Ministry of Justice and Public Security.
The banking sector expects to restrict credit to families due to a government law
The banking sector warns it will impose stricter conditions on consumer loans following a government law limiting the maximum interest rate they can charge.
Greek Banking Association: Housing loans jumped 46.3% in 2025 - Double-digit increase in consumer credit
The Greek Banking Association reported a significant increase in housing loans by 46.3% in 2025, with about 45,000 households securing new loans and a total of β¬2.509 billion granted to small businesses.
Banks complicate free package for citizens. They're not the only ones to blame
Banks in Croatia are finding various ways to obstruct a law that guarantees citizens the right to free basic banking services, asserting that activating this free package is more complex than issuing loans.
Conservative legal group targets CFPB rule mandating race, sex data in home loans
A Trump-aligned legal group is urging the Consumer Financial Protection Bureau to eliminate a rule requiring lenders to report demographic data, arguing it detracts from focusing on borrowers' creditworthiness.
Aid for the Captive Debtor
The government aims to cap the maximum interest rate for consumer loans, including 'revolving' credit cards, at 22%, highlighting the lack of arguments against such a measure.
The Bank of Spain may prohibit consumer loans if it detects a serious risk to the consumer
The Bank of Spain will gain authority to intervene in the credit market, including the power to prohibit consumer loans if serious risks to consumers are identified.
Stop the abuse in small loans
A new draft law approved by the Council of Ministers in Spain aims to impose stricter regulations on consumer credit to protect vulnerable clients.
The Government takes the first step to impose limits on abusive interest rates for consumer loans
The government has initiated steps to regulate abusive interest rates on consumer loans by proposing a public consultation on a draft law.
The Government will approve this month a regulation to cap interest rates on consumer loans
The Economy Minister, Carlos Cuerpo, announced that the government will enact a regulation this month limiting the interest rates on consumer loans to protect consumers from over-indebtedness.