Experts in Lithuania are warning the public about a new scheme employed by fraudsters who send clients documents that appear official, incorporating bank names, logos, and sometimes even fabricated contracts or application forms. Despite the credibility these documents may project, they indicate that all communication and services are to be routed through a third party. Crucially, the expert advises that banks do not utilize any external intermediaries for consumer credit applications; all offers and applications are processed officially through internet banking or the bank's branches.

The alarming tactic used by these fraudsters includes creating a sense of urgency, claiming that loans will be granted extremely swiftly if certain actions are taken immediately. For instance, they might promise that a loan will be issued "within 60 minutes" or "under conditions that are only valid today." This strategy is designed to pressure potential victims into making hasty decisions without proper verification of legitimacy, which is a hallmark of various scams.

This warning reflects a broader concern over the increasing sophistication of financial fraud in Lithuania, particularly in the area of consumer credit. As more people look to online banking services, it is crucial to remain vigilant against such fraudulent practices. Financial institutions are emphasizing the need for consumers to be cautious and only use official channels to avoid falling victim to these scams, highlighting an ongoing battle against financial crime in the digital space.