Ranno Tingas, one of Estonia's recognized tax experts, stated that declaring investment income has been significantly simplified this year compared to the previous year. Speaking to Swedbank's private banking clients on Tuesday, Tingas highlighted key changes that benefit investors. Notably, the anticipated increase in income tax did not occur, and individuals are subject to a unified income tax rate of 22%. Starting this year, there is a standard tax-free allowance of 700 euros per month (8,400 euros annually), with slightly higher allowances for pensioners. He noted that while no substantial changes are expected for 2026, upcoming elections may influence potential future adjustments.