COGNICURRENT

The article discusses the diverse operational strategies of banks in Mexico and their positive financial outlook amidst rising operational and cyber risks.

According to Fitch's new analysis, while the global credit picture is currently stable, 2026 is expected to be another challenging year for the economy and markets.

Manuel Rivero Zambrano highlights that domestic investment certainty and a commitment to eradicating corruption are crucial for economic growth and credit availability in Mexico.

Nigerian banks extended N36.39 trillion in credit to the trade sector in the first nine months of 2025, indicating a modest increase amid calls for more private sector funding.

Fitch Ratings has decided to keep Poland's credit rating with a negative outlook amidst concerns about public finances and economic growth projections.

The National Bank of Greece announced after-tax profits of €1.3 billion for 2025, driven by significant credit expansion and rising revenues from financial operations.

The article discusses the anticipated growth in the Polish credit market for 2026, driven by declining interest rates and increased demand for both personal and business loans.

In 2026, the consortium system in Brazil emerged as a popular alternative to traditional credit, with significant growth in both memberships and financial volume.

Jorge Brito, a key Argentine businessman, emphasizes the challenges faced by the private sector amidst the government's stabilization efforts and suggests gradually enabling dollar credit to stimulate growth.

Cresol celebrates its 30th anniversary in 2025 with significant growth and the achievement of major milestones in the credit cooperative sector in Brazil.

An analyst from the Spanish Export Credit Insurance Company (Cesce) reports that violence reduces the GDP of Latin American countries by over 4%, affecting economic investment and productivity.

Namibia's private sector has accumulated a total debt of N$122.3 billion, with recent credit growth showing modest fluctuations.

Moody's has upheld South Korea's sovereign credit rating at 'Aa2' while predicting a growth rate of 1.8% for the current year.

Five African economies are expected to lead a 'rating revolution' in 2026 due to improved economic growth forecasts and various financial reforms.

The Brazilian construction sector anticipates a 2% growth in 2026, bolstered by lower interest rates, increased housing credit, and rising infrastructure investments.

The Polish Credit Information Bureau forecasts a 20% increase in housing loans in 2026, driven by lower interest rates and economic growth.

The Central Bank of Kenya has reduced its benchmark lending rate to stimulate credit to the private sector and support economic growth.

The government is expected to have a primary deficit of 0.5% of GDP in 2026, far below the necessary surplus to curb debt growth, with increasing budgetary expenses not reflected in primary results.

Despite a challenging start to 2025 for credit in Mexico, there was a significant recovery in the second half, particularly driven by the demand from small and medium enterprises (SMEs), according to Cybel Magaña, the executive director of commercial operations at SOC Asesores.

Santander Mexico reported a profit of 32,364 million pesos for the past year, marking a 12.3% increase from the previous year, driven by strong credit placements and an 8.4% rise in financial margin.

RBA offers online credit solutions for artisans and small business owners with at least two years of operation, facilitating business growth with competitive interest rates.

The Greek Banking Association reported a significant increase in housing loans by 46.3% in 2025, with about 45,000 households securing new loans and a total of €2.509 billion granted to small businesses.

Moody’s reports that Greek banks are better positioned than their European counterparts, forecasting a credit growth of 8%-10% and stable net interest income, indicating a strong preparation for the next economic cycle.

In November, UK credit card borrowing experienced its fastest annual growth in nearly two years, largely driven by households increasing debt to manage rising Christmas expenses.

In November, family credit surged by 4.26% compared to the same month last year, reaching a total of 723.66 billion euros, marking the largest year-on-year rise since December 2008.

The credit rating agency Scope emphasizes the urgent need for a significant pension reform in Germany to maintain its AAA credit rating, citing the aging population as a major threat to mid-term growth.