COGNICURRENT

Germany will experience changes in March regarding the Schufa credit score, upcoming elections in two federal states, and the start of daylight saving time.

Catalonia has fined 17 fast credit companies up to 100,000 euros each for abusive practices and clauses detrimental to consumers.

The article discusses the legal implications of not paying credit card bills in India, clarifying that while it is generally a civil matter, fraudulent behavior could lead to legal consequences.

In Brazil, consumer and corporate delinquency on loans has increased to 5.5%, the highest level since 2017, amid elevated interest rates.

A BBC expert warns consumers to be cautious when using credit cards on shopping and holiday booking platforms due to potential loopholes in consumer protection.

While Finnish consumers are experiencing more recurring payment difficulties, the number of serious debt issues has dropped significantly according to an analysis by the credit management company Intrum.

A court in Campo Grande annulled a consortium contract due to misleading advertising regarding an immediate credit letter promise.

A credit freeze can help prevent new credit accounts but does not fully protect against identity theft.

A recent report reveals that a significant portion of Canadians have increased their reliance on credit cards, with many struggling to make payments beyond the minimum.

The Trump administration is ramping up its attack on the Consumer Financial Protection Bureau, claiming it imposes excessive credit costs on Americans.

Martin Lewis warns that ignoring credit card guidelines could lead to financial losses for British consumers.

A mother was shocked to find that her son's purchase of two açaí cups for R$ 24 resulted in a credit card charge of R$ 650.

Non-bank credit in Argentina has increased significantly, now representing 25% of consumer loans alongside rising irregularity in repayments.

In 2025, Poles borrowed a record amount in loans and credit, driven by stable economic conditions and increasing consumer confidence.

The article explores the diminishing differences in costs between mortgage loans and renting in various Polish cities, alongside trends in loan availability and consumer preferences in the real estate market.

The banking sector warns it will impose stricter conditions on consumer loans following a government law limiting the maximum interest rate they can charge.

The Greek Banking Association reported a significant increase in housing loans by 46.3% in 2025, with about 45,000 households securing new loans and a total of €2.509 billion granted to small businesses.

Grupo Financiero Inbursa reported profits of 31,323 million pesos at the end of 2025, a decrease of 9.1% compared to the previous year, primarily due to factors impacting consumer credit.

The Spanish Ministry of Economy is preparing a draft law to prohibit any granting of credit without the express consent of the consumer, aiming to stop financial practices that create undue economic pressure on clients.

The Supreme Court has ruled on the distinction between consumer credit and credit related to business activities, dismissing claims from two Francophone borrowers who sought to invalidate their loan agreements.

Expensive credit cards advertise comprehensive insurance packages, but the protection is often inadequate, especially for business cards and long trips.

Andreas Barth, CEO of Riverty, defends the trend of increasing consumer debt through 'Buy now, pay later' offers and discusses unresolved questions about the future of AI in shopping.

President Donald Trump has proposed a one-year cap on credit card interest rates at 10% to protect consumers from high charges.

The government aims to cap the maximum interest rate for consumer loans, including 'revolving' credit cards, at 22%, highlighting the lack of arguments against such a measure.

The Bank of Spain will gain authority to intervene in the credit market, including the power to prohibit consumer loans if serious risks to consumers are identified.

A new draft law approved by the Council of Ministers in Spain aims to impose stricter regulations on consumer credit to protect vulnerable clients.

The Spanish government has approved a draft law to limit consumer credit interest rates to a maximum of 15% amid rising inflation and increased borrowing by families.

The Spanish government has taken a significant step by approving a draft law that caps consumer credit interest rates and mandates supervision by the Bank of Spain for all lending entities.

Economy Minister Carlos Cuerpo announced that a new regulation limiting consumer credit interest rates will be approved in January to enhance consumer protection and transparency.