Red loans managed by servicers exceeded €80 billion in 2025
The total value of 'red' (non-performing) loans managed by servicers reached €80.02 billion by the end of Q4 2025, marking an increase of €604 million from the previous quarter.
According to data from the Bank of Greece, the nominal value of red loans managed by servicers has surpassed €80 billion, reaching €80.02 billion by the end of the fourth quarter of 2025. This increase of €604 million indicates a growing concern regarding the volume of non-performing loans in the financial sector. In detail, the value of business loans under management rose to €28.1 billion at the end of Q4, up from €27.6 billion at the end of the previous quarter. The increase reflects ongoing challenges for the Greek economy.
Moreover, the nominal value of loans directed towards non-financial companies increased by €593 million, reaching €28.1 billion by the end of Q4 2025. Within this segment, loans to small and medium-sized enterprises (SMEs) amounted to €10.1 billion. This increase indicates that while non-performing loans are a concern, there is also a significant activity level in loans directed towards business sectors. However, the nominal value of loans to other financial institutions has remained stable at €31 million, reflecting limited growth in that area.
Additionally, the nominal value of loans managed for self-employed individuals, farmers, and sole proprietors saw an increase of €68 million compared to the previous quarter. This continued rise in managed loans indicates a broader trend of financial challenges faced by various sectors, which could have implications for economic recovery efforts in Greece as the government seeks to mitigate the impacts of these non-performing loans and promote stability within the banking sector.