In 2025, the total premium collection of insurance companies in Italy rose to 182 billion euros, marking a 7.8% increase compared to 2024. This growth affected both the non-life insurance sector, which saw a rise of 6.5%, and the life insurance sector, which grew by 8.3%. These statistics were released by ANIA, the National Association of Insurance Companies, highlighting a robust insurance market despite rising costs.

Specifically, by the end of last year, the premiums recorded in the non-life sectors by both national and non-EU companies exceeded 43.5 billion euros, reflecting a 6.6% increase from 2024. However, the increase in car insurance premiums was more modest, at 3.6%. This suggests that while other non-life premiums grew significantly, car insurance is being impacted by industry-wide trends, although it remains a vital segment of the market.

The main driver behind the rise in car insurance premiums is the increased cost of insurance claims, exacerbated by inflation. Since 2022, the cost of spare parts has surged by 16.4%, and personal injury compensation has risen by over 18%. Consequently, the average car insurance premium has increased by just over 16%, although it still lags 24% behind pre-inflation peaks, indicating that while costs are rising, there are significant pressures in the market that may impact consumers moving forward.