A new representative survey conducted by Verivox indicates that more than half of car insurance customers in Germany experienced price hikes for their policies in 2025. The survey revealed that about 60% of respondents reported increases in their insurance premiums, which encompass liability, comprehensive, and partial coverage insurance categories. This trend reflects a broader pattern of rising costs in the insurance sector, with a significant impact on comprehensive insurance holders.

Moreover, the survey highlighted that around 22.3% of drivers faced hidden price increases; despite not filing claims and thus qualifying for lower premiums, their rates did not decrease as expected. This suggests that insurers might be employing strategies to maintain profitability amidst a challenging market environment, leading to dissatisfaction among consumers who feel unfairly treated.

The findings from the Verivox survey point to ongoing challenges in the car insurance market, raising questions about the sustainability of these price increases and the potential impact on customer loyalty. As insurance costs rise, consumers may begin to reevaluate their options, particularly in light of the perceived lack of transparency and fairness from insurers. This could pave the way for increased competition as drivers seek better deals, which insurers may need to respond to in the coming months.