Cyber fraud in Lithuania is increasing, with 20.5 million euros scammed from individuals in 2025, showing a significant rise from the previous year. Many users are unaware of various security measures available on their smartphones that can help protect their financial information. The article highlights the importance of adjusting certain settings within electronic banking accounts to mitigate risks associated with online and international transactions.

Users are encouraged to consider disabling international and online payment functions within their e-banking accounts if they do not plan on traveling. This simple action can create barriers against potential scammers who often execute their schemes from foreign locations. The ability to quickly enable or disable these features adds an extra layer of security and empowers users to take control of their banking safety.

The article also mentions a recent incident in Vilnius where authorities uncovered a 'SIM box' farm, which was being used to create fake accounts and payment systems for fraudulent activities. Experts state that every additional step taken to create barriers between scammers and users' money is beneficial, as scammers typically aim to rush users into making transactions with minimal thought. Implementing extra restrictions can significantly help in preventing such instances of fraud.