The article highlights the growing audacity of fraudsters who deceive people into giving away their money. In light of this persistent threat, the piece seeks insights from representatives of three banks in Estonia about proactive measures that individuals can implement in their online banking to safeguard their finances. It emphasizes the importance of these actions in the current landscape where scam tactics are becoming increasingly sophisticated and impactful.

Various practical tips are offered, focusing on how users can enhance security settings within their online banking platforms. These may include setting up stronger passwords, enabling two-factor authentication, and regularly monitoring account activity to quickly address any unauthorized transactions. The guidance aims to empower individuals to take control of their financial safety and counteract the methods employed by scammers.

As fraud attempts are on the rise, both the banks' representatives and the article underscore the significance of vigilance and proactive measures in reducing the likelihood of financial loss. In an era dominated by digital transactions, fostering a culture of awareness and security among consumers becomes essential in combating the ever-evolving nature of online fraud.