The Polish Ministry of Finance has indicated that there may be changes coming to the Employee Capital Plans (PPK) as hinted during a recent session of a working group that deals with saving programs like IKE, IKZE, PPE, and PPK under the Council of Social Dialogue (RDS). This discussion on potential adjustments stems from the annual review process that is mandated by law, which requires the government to assess the effectiveness of the PPK program every four years.

As part of this year's review, the Ministry is currently gathering opinions and feedback from various stakeholders until the end of February. This input will be used to draft an initial report that will eventually be open for consultation. The PPK, which is designed as a voluntary and private long-term savings scheme involving employees, employers, and the state, has drawn attention in light of predictions for pension and retirement income increases

The changes being considered may reflect the government's response to economic forecasts, including an increase in pensions and pensions expected to rise by 5.3% starting from March 2026. This could potentially impact the structure and specifics of the PPK, influencing how it operates and its attractiveness to future participants amidst shifting economic conditions.