The Age of an Employee Matters Only for 'Enrolling' Them in the PPK
An employee who turns 55 is not required to take action to continue saving in the PPK, as the law stipulates that employer contributions remain unchanged regardless of the employee's age.
Are changes expected in PPK?
A representative of the Polish Ministry of Finance indicated potential changes to the Employee Capital Plans (PPK) during a working group session focused on savings programs.
A participant in PPK can return to accumulating funds
Employees who previously opted out of Poland's Employee Capital Plans (PPK) can rejoin and resume contributions to save for retirement.
Participants of the PPK are required to update their data
Participants in Poland's Employee Capital Plans (PPK) must keep their personal data updated according to new regulations.
The change in the minimum wage affects PPK
The article discusses how changes in the minimum wage impact the Employee Capital Plans (PPK) in Poland.
Both employee and employer can finance additional contributions to PPK
The article explains the rules regarding extra contributions to the Employee Capital Plans (PPK) in Poland, specifically how participants can contribute an additional 1.5% of their salary while their employer must inform them about the contribution obligations.
Results of PPK for 2025 clearly above forecast. The stock market helped
The article discusses how Employee Capital Plans (PPK) in Poland exceeded expectations in terms of asset value and participation at the end of 2025, largely due to the performance of the stock market.
A Good Year for PPK. The Program is Growing, Savers Earned a Lot
The article discusses the significant growth in assets within the Employees' Capital Plans (PPK) in 2025, the factors influencing participant increases, the solid returns achieved, expert forecasts for 2026, and the potential impact of a government review on the system and predictions for other retirement programs.