The Polish housing market is expected to remain favorable for buyers in 2026, with ongoing negotiations on price due to a large supply of properties, though various regulatory changes may put upward pressure on prices.
Analysts from PKO Bank Polski predict that the housing market in Poland will continue to be a buyer's market in 2026, largely due to the substantial supply of both new and secondary market apartments. This supply allows potential buyers to negotiate prices with developers; however, several factors, such as new technical requirements and building directives, are expected to exert upward pressure on property prices. This combination creates a complex environment for both buyers and developers.
Despite a strong sales performance of new apartments in late 2025, it appears that demand is shifting — primarily driven by consumer needs rather than investment motives. In 2026, demand for housing is anticipated to be bolstered by interest rate cuts made in 2025, which are expected to improve mortgage affordability. Additionally, rising wages may help activate more individuals in search of housing to fulfill their personal needs, further stimulating market activity.
On the other hand, the investment demand for properties remains tepid, primarily due to low rental yields and regulatory uncertainties surrounding short-term rentals. Investors seem cautious in the current economic climate, leading to a divergence in market dynamics where consumer purchasing power increases while investor activity remains subdued. This scenario highlights the dual nature of the Polish housing market as it navigates various economic pressures and regulatory changes.
