Korean banks achieved record-high interest income and net profit in the previous year, with interest income exceeding 60 trillion won for the first time.
According to the Financial Supervisory Service's provisional report on the operating performance of domestic banks for 2025, Korean banks earned over 60 trillion won in interest income last year, marking a significant milestone. The net profit also reached an unprecedented 24.1 trillion won, increasing by 1.8 trillion won (8.2%) compared to the previous year. Despite a slight decrease in net interest margin (NIM), the overall interest income rose due to a substantial increase in interest-earning assets, which grew by 151.8 trillion won (4.6%) to reach 3,442 trillion won. This indicates that while the profitability of interest income declined, the expansion of assets generating interest led to an overall increase in interest income.
