In a recent interview with FAZ, Stefan Knoll, the CEO and founder of the German Family Insurance, called for a radical overhaul of Germany's health care system. He criticizes the current framework, stating that it is both overly expensive and inefficient, highlighting the need for comprehensive reform to improve the system’s functionality and accessibility. Knoll argues that the multitude of existing health insurances—94 in total—creates fragmentation and significantly complicates the health care landscape in Germany.

Knoll's proposal includes removing dental treatments from the list of covered services within statutory health insurance, suggesting that certain medical services need reevaluation in terms of their necessity and cost-effectiveness. However, he does not support the idea of eliminating sickness benefits that provide wage compensation during illness, indicating that maintaining financial security for individuals during health challenges is still a priority.

The implications of Knoll's suggestions are far-reaching, as they could lead to significant changes in how healthcare is financed and delivered in Germany. By pushing for a simplified insurance structure and focusing on core health services, the proposal aims to reduce bureaucratic obstacles and streamline patient access to necessary treatments. If implemented, such reforms could fundamentally alter the landscape of health insurance in Germany, urging policymakers to reconsider the balance between efficiency and comprehensive care.