The article explores the meaning of financial inclusion for women in Mexico, prompted by recent data from the 2024 National Survey on Financial Inclusion, which reports that 72.8% of women have at least one formal financial product. This figure marks a significant advancement from historical lag, but the article emphasizes that mere possession of an account does not equate to true inclusion if that account is not actively used. It highlights that while access to savings accounts has increased, many women struggle with maintaining active accounts due to systemic barriers in traditional banking systems designed for individuals with stable, high incomes.

In the past three years, access for women to savings accounts jumped from 42.6% to 58.6%, indicating progress as millions take their first steps into the banking system. However, the article notes a troubling trend where many of these accounts remain inactive, often leading to zero balances over extended periods. This inactivity reflects the challenges faced by women, who may not fit the profile that traditional banks cater to, which typically favors individuals with consistent and high earnings.

Thus, the article calls for a re-examination of financial products and services to make them more accessible and usable for women in Mexico, suggesting that true financial inclusion should not only focus on the number of accounts opened but also on ensuring that these accounts are meaningful and actively used to improve the economic lives of women. Real change will require understanding the diverse financial realities faced by women and designing banking solutions that fit their needs.