The Tartu savings and loan association has been struggling for several months to recover and restructure. However, internal disagreements within the board have surfaced, leading to a significant split in leadership. As tensions rise among board members, the association has filed for restructuring in court, indicating a formal recognition of their financial distress and the need for potential reorganization.

Raigo Sõlg, one of the board members, has taken a drastic step by submitting a bankruptcy application. This personal decision reflects not only his concerns for the association's viability but also points to broader implications for its stakeholders, including members and clients who depend on the association's financial stability. The term 'this game is not worth the candles' implies that the internal conflict has diminished the board's faith in the future of the institution.

This situation raises questions about the future of the Tartu savings and loan association, amidst a backdrop of financial uncertainty in Estonia. As the legal processes unfold, the ability of the association to navigate its debts and restore member trust will be key to any successful turnaround. The board’s factions need to find common ground to prevent further deterioration of the institution's standing in the community.