The article emphasizes the pressing need for a rental guarantee fund in Spain as evictions due to unpaid rent rise again, following the rejection of an extension of the eviction ban by Congress. This situation is expected to escalate, leading to more families becoming homeless and increasing issues related to public order. The previous social shield for housing has failed, shifting the financial burden onto private landlords instead.

In response to the looming crisis, the Spanish government has proposed a new guarantee scheme outlined in Royal Decree-Law 1135, which aims to support landlords by compensating them for lost rent, physical damages, and associated costs. A budget of 300 million euros has been announced for this initiative by Minister Félix Bolaños. This approach suggests a shift in focus from protecting tenants to ensuring landlords' financial stability during this challenging economic period.

However, the article warns that this new model may not adequately address the issue of insolvent tenants who remain vulnerable in this system. While the funding may assist landlords, the underlying problem of tenant insolvency and homelessness remains unresolved, creating a precarious situation for many individuals and families as the effectiveness of this new scheme is still uncertain.