Sveriges Riksbank has issued a recommendation suggesting that adults in Sweden should keep one thousand kronor in cash at home. This initiative aims to ensure that people can make necessary purchases during unexpected disruptions such as crises or war. According to the central bank, the cash is meant to support weekly purchases of essential goods, although it acknowledges that exact amounts may need to be adjusted based on individual household needs. Robin Thedéen, the governor of Riksbank, emphasized the importance of disseminating this advice to the public during a press interview.

In addition to having cash on hand, the Riksbank also recommended that individuals maintain functionality with various payment methods, including mobile payment systems like Swish and debit cards from at least two different networks. Erik Thedéen noted that the advice is aimed at improving the public's resilience in the face of potential financial disruptions. The outlined strategies stem from consumer behavior analysis conducted by the Swedish Consumer Agency regarding typical monthly food expenditures.

While the recommendation focuses on cash and mobile payments, Riksbanken has yet to specify how much households should ideally hold in their bank accounts or rely on digital transaction methods. This reflects a growing concern about financial preparedness among the populace as the geopolitical landscape evolves and the potential for crises heightens. Experts suggest that this approach is a proactive measure, ensuring that citizens can maintain a degree of financial autonomy during tumultuous times.