Sberbank has reported a net profit of 1.7 trillion rubles, equivalent to $22 billion, for the year 2025, marking a significant increase of 7.9% from its 2024 profits. This achievement comes as Sberbank continues to navigate the challenging economic landscape created by sweeping Western sanctions imposed following Russia's invasion of Ukraine. The bank's rebound is noteworthy, as it recovered from a dramatic 75% profit plunge in 2022, which resulted from the exclusion of Russian banks from global payment systems and a substantial reduction in international business operations.

Sberbank's CEO, Herman Gref, emphasized that the integration of artificial intelligence has been a pivotal factor in driving the bank's growth. He mentioned that the bank is focusing on the expansion of AI tools across their platforms to enhance efficiency while promoting a business model that is centered around human needs. This strategic approach to utilizing technology not only aims to improve operational effectiveness but also to align with customer expectations in a rapidly evolving financial landscape.

With a reported capital adequacy ratio of 13.7%, Sberbank exceeds the 13.3% threshold that allows it to pay dividends in the current fiscal year. This places the bank in a favorable position to distribute profits to shareholders, reflecting its robust financial health amidst a tumultuous economic environment. Sberbank's results highlight the resilience of major Russian financial institutions and the potential for growth in reliance on technological advancements in banking services.