NAL Asunnot Oy, a housing company supported by political youth organizations since the 1970s, is experiencing severe financial challenges as reported by Yle. The issues have arisen from the ongoing war in Ukraine, the end of the zero-interest rate era, and rising prices, which have created rent pressures that have driven tenants away. With over 2,200 apartments across Finland, the company has been reliant on state-backed 'arava' loans for construction, targeting primarily young adults with below-market rental rates.

In June 2025, Kauppalehti reported that NAL Asunnot attempted a debt restructuring but saw its application rejected by the Helsinki District Court. The rejection underscores the company's deepening financial crisis, prompting it to seek to lift the arava restrictions, which allow them to raise rents to market rates as a means of recovering financially. This potential shift raises concerns about the accessibility and affordability of housing for young adults in Finland.

The challenges faced by NAL Asunnot are indicative of broader economic trends affecting the housing sector, particularly in light of state-supported financing. The implications of the financial troubles could extend beyond NAL Asunnot, affecting housing policy and the availability of affordable rental options at a time when young adults are increasingly struggling with financial stability due to external economic pressures.