K. Vaitiekūnas has expressed support for a new initiative allowing the development bank ILTE to borrow funds from citizens, which could bolster economic growth by financing various projects. However, he also warned that if more money is raised than necessary, it could create challenges for ILTE in managing the surplus funds effectively. This approach necessitates a well-thought-out mechanism to protect the interests of ILTE and its stakeholders.

The proposal is part of a broader legislative effort, with the country's president intending to present a bill to the Parliament in spring, which will permit commercial banks to lend a portion of residents' current account balances to ILTE. As this proposal is still under evaluation by the Ministry of Finance, potential risks associated with the implementation of such a strategy are being reviewed. The Finance Minister suggested that the risks at this stage remain largely hypothetical and are contingent upon the acceptance of the new financial instrument by the public.

Moreover, there are concerns regarding the willingness of citizens to invest their savings. The Finance Minister noted that developing effective methods to mobilize and lend these citizen funds is crucial for the success of ILTE's borrowing strategy. This also points towards a broader issue of public perception regarding investment and savings mobilization within Lithuania, which might impact the future effectiveness of the proposed legislation.