Business credit rises: 26.5% sought bank financing by the end of 2025
By the end of 2025, 26.5% of companies in Mexico sought commercial bank financing, marking a rise from the previous quarter.
The Bank of Mexico (Banxico) reported that by the end of the fourth quarter of 2025, there was an increase in the number of businesses seeking financing from commercial banks, with 26.5% of companies turning to such credit sources, which is a 1.2 percentage point increase from the previous quarter. This trend indicates a growing reliance on banking institutions for financial support among businesses in the country.
The report titled "Evolución del Financiamiento a las Empresas" highlights that the most commonly used source of financing remains supplier credit, with 62.2% of companies relying on it during this period. In contrast, a smaller fraction, 1.2%, accessed funds from other companies within the same corporate group or from their parent office, while the remainder utilized development banks, debt issuance, and foreign banks for financial needs.
The report also underscores that access to financing varies significantly based on company size. For companies with up to 100 employees, 60.7% utilized supplier credit, while for companies with more than 100 employees, this proportion was even higher at 73.2%. This variation reflects the challenges smaller firms often face in securing traditional bank loans, highlighting the importance of supplier credit as a vital lifeline for many businesses in Mexico.