In 2025, Pekao Bank achieved a record net profit of 7.015 billion PLN, significantly up from 6.376 billion PLN in the previous year. CEO Cezary Stypułkowski credited this success to favorable macroeconomic conditions and the bank's strategic initiatives that strengthened its competitive position. Despite a slight decline in profits in the fourth quarter compared to the third quarter, the year-on-year results demonstrated substantial growth, raising questions about forthcoming dividend policies.

The bank's strong performance is indicative of various contributing factors, including increased credit segments that have driven substantial growth in lending activities. The financial report highlighted robust demand for loans across different sectors, which has played a critical role in enhancing the bank's profitability. Management discussions are currently underway regarding how these results may influence the dividend payout, reflecting investor interests in return on equity.

Looking ahead to 2026, Pekao Bank's forecasts remain optimistic, grounded in the prevailing macroeconomic conditions and the bank's strategic direction. The management is poised to continue focusing on strengthening its operational strength while considering the implications of credit policies and profitability on its future strategies. These forecasts are critical for stakeholders as they navigate investment decisions in the banking sector after such a fruitful year.