Bigbank reported a net profit of 38 million euros for the previous year, with the fourth quarter alone contributing 7.7 million euros. This marks a year-on-year increase of 5.6 million euros in total profits and 3.1 million euros for the final quarter compared to the previous year’s results. The financial growth signals strong overall performance for the bank, driven largely by strategic business and home loan products which traditionally fuel revenue growth.

Client requirements surged to a record 2.7 billion euros by year-end, marking an increase of 127 million euros in the fourth quarter alone, which represents a 5% growth quarter on quarter and a 23% increase year on year. The bank reported that the business loan portfolio expanded significantly, rising by 90 million euros to reach 1 billion euros, while the home loan portfolio grew by 47 million euros to 820 million euros. However, the consumption loan portfolio experienced a decline, dropping by 24 million euros to 854 million euros due to an asset sale in Sweden.

The bank attributed the declining share of consumer loans in its total loan portfolio to the strategic decision to sell a substantial portion of its Swedish subsidiary's loans. As they expand their core lending activities, Bigbank is focusing on increasing profitability while managing changes in loan portfolios. These results reflect a robust financial strategy and an increase in client trust in the bank's lending capabilities, setting the stage for future growth.