Pleno Bank was recently liquidated by Brazil's Central Bank, and as a result, the institution will cease its operations as a financial entity. However, borrowers who have taken out 'consigned loans' associated with the Credcesta program are still legally obligated to continue their repayments. The liquidation process involves appointing a liquidator who will manage the sale of the bank's assets and settle outstanding obligations to customers, meaning that while the bank is no longer functional, the contracts signed by borrowers remain valid.