The Bank of Cyprus has reported a remarkable net profit of 481 million euros for the year 2025, which showcases the group's strong financial performance amid a robust economic environment. The financial results highlighted record new lending of 3 billion euros, representing a 23% annual increase, largely driven by corporate and international clients. Additionally, the total performing loans grew by 8% year-on-year, reaching 10.9 billion euros, reaffirming the bank's commitment to supporting both its customers and the Cypriot economy.

In terms of profitability, the Bank showcased an impressive return on tangible equity (ROTE) of 18.6% for the year ending December 31, 2025. The earnings per share stood at 1.10 euros, reflecting a solid financial footing. Moreover, the cost-to-income ratio remained favorable at 37%, indicating effective operational management that enhances overall profitability. This strong performance demonstrates the bank's resilience and stability in a competitive banking environment.

One notable aspect of the report was the substantial dividend distribution to shareholders, amounting to 305 million euros, which is the largest to date. This distribution corresponds to a payout ratio of 70%, aligning with the upper range of the bank’s dividend policy, and marks a 25% increase in total distributions year-on-year. This generous return to shareholders highlights the bank's confidence in its ongoing profitability and operational strength, which could bolster investor confidence moving forward.