The article delves into the complex issue of whether to buy or rent an apartment in Poland, emphasizing that the decision is influenced by various factors such as individual needs, financial capacity, and most significantly, location. Marcin Drogomirecki, an expert from Grupa Morizon-Gratka, points out that simple mathematics can reveal the relationship between rental rates and the purchase prices of comparable apartments, which may often remain speculative in discussions.

Recent analyses by Grupa Morizon-Gratka reveal that over the long term, renting is most advantageous in the cities of Kraków and Gdańsk. In contrast, purchasing an apartment has its best prospects in other areas, making it clear that geographical differences play a crucial role in the housing market dynamics across Poland. Additionally, the report outlines periodic fluctuations in rental rates, urging prospective tenants and buyers to consider the current market conditions.

The article concludes by highlighting differences in rental costs for four-room apartments compared to average salaries in various Polish cities, urging readers to analyze their financial situations critically before making real estate decisions. It suggests that while ownership might be appealing, the reality of rental affordability is a pressing concern for many individuals and families, particularly in more expensive urban centers.