The article from El País highlights the increasing sophistication of financial fraud schemes, especially those exploiting advanced technology like voice cloning and artificial intelligence. The CNMV (National Securities Market Commission of Spain) has raised awareness about this issue by recommending that families establish a security word to use whenever a financial transaction is requested over the phone. This measure aims to verify the identity of the caller and mitigate the risks of falling victim to scams.

It describes potential scenarios where fraudsters impersonate family members, often creating a sense of urgency to facilitate immediate money transfers to unknown accounts. The need for preventative measures has never been more pressing, as the frequency of such scams continues to rise. The CNMV's warnings are part of a broader effort to educate the public about identifying and avoiding financial fraud, which has been exacerbated by innovations in technology.

In conclusion, the article serves as a reminder of the importance of family communication and simple security practices to safeguard against evolving threats. By adopting a straightforward measure, such as agreeing on a security word, families can better protect their financial assets and foster an environment of trust and awareness against fraudulent activities.