The article explores the shifting landscape of career paths for students in India amidst a changing financial inclusion framework. Traditionally, financial inclusion was seen as a government responsibility, relying on laws, subsidies, and regulations to provide banking and loan facilities to people. However, with advancements in AI and digital platforms, banks and fintech companies are now using data-driven approaches to make financial decisions, which enables broader access to banking and loans for a wider demographic.

The article highlights the creation of new career opportunities for students interested in fields like AI, finance, and societal development due to these changes. It emphasizes that the traditional banking system primarily catered to those with stable jobs, fixed salaries, and long credit histories, leaving gig workers, contract employees, and blue-collar workers at a disadvantage. These individuals often face varying income levels and lack comprehensive banking records, making it challenging for them to access loans, not because they are unworthy, but because the system was not designed with their realities in mind.

To address these inclusivity challenges, the article suggests that merely changing rules is insufficient; innovative approaches and targeted solutions are necessary to adapt the financial system to current labor market dynamics. It calls for a reformation in how financial services are offered and encourages students to seek careers in sectors that prioritize financial inclusiveness, thereby enhancing their prospects in a rapidly evolving job market.