The 'Griha Lakshmi Scheme', initiated by the Karnataka government, aims to provide a monthly financial support of ₹2000 to female heads of households. This initiative is designed to assist in domestic expenses, promote financial independence among women, and facilitate connections with banking and Direct Benefit Transfer (DBT) systems. The scheme predominantly targets households led by women who are permanent residents of Karnataka and meet certain eligibility criteria including income limits and age requirements.

Eligible applicants must be women aged 18 or older, hold a ration card, and cannot be government employees or taxpayers. The scheme's goal is to empower women by giving them direct financial aid, thus alleviating some financial pressure within their families. Alongside its primary purpose, the initiative reflects the government’s commitment to enhancing women's financial literacy and independence.

To apply for this scheme, applicants need to visit the official website, select the Griha Lakshmi Scheme, and complete the registration process. This includes verifying their identity via Aadhaar number and mobile OTP, filling out a detailed application form, and uploading necessary documents. There is also an option for offline application at nearby public service centers, making the process accessible to more women in Karnataka seeking financial support.