The Brazilian government has introduced significant changes to the rules governing food vouchers and meal vouchers, part of the Worker Food Program (PAT). Effective from November 11, these changes, enacted by Decree No. 12,712, are designed to benefit workers by reducing fees imposed by operators, expediting payment transfers, and ensuring interoperability between different card systems. This decree is a direct response to concerns about high costs and inefficiencies in the current system.

Key adjustments include capping the fees charged to restaurants and supermarkets at 3.6%, with interchange fees restricted to 2%. These limits aim to enhance affordability for businesses while ensuring that workers benefit from a more equitable system. The decree's overarching goal is to create a fairer and more efficient environment for the use of food and meal vouchers, significantly impacting workers who depend on these benefits for their daily sustenance.

The implications of these regulatory changes are broad, presenting potential for increased purchasing power for employees and reduced financial burdens for employers and establishments. As the program evolves, it will be crucial for stakeholders, including workers, businesses, and payment operators, to adapt to these new rules, which promise to reshape the dynamics of food assistance in Brazil.