In 2025, Argentina experienced a notable decrease in the number of individuals retiring, with 338,553 new retirees, a decline of 20% from the previous year. This drop coincided with the expiration of a key plan that facilitated retirement for those without sufficient contributions. The reduction in the number of retirees highlights ongoing challenges in the labor market, particularly the prevalence of informal work, which leaves many without the necessary retirement contributions.

The statistics reveal that over half, approximately 53.5%, of the new retirees in 2025 utilized moratoriums or options to purchase unmade contributions to qualify for their pensions. Conversely, 46.5% of new retirements were granted to individuals who had met the 30-year contribution requirement stipulated by law without relying on such assistance. This represents a stark contrast to 2024, where three-quarters of retirees had relied on similar moratorium programs, indicating a shift in the landscape of retirement eligibility and access.

This situation raises critical concerns regarding the future of Argentina's pension system, as the underlying issue of informal employment persists without resolution. The decline in new retirements may lead to long-term implications for the financial sustainability of the retirement system, necessitating urgent policy attention to address the informal labor market and ensure robust pathways for all citizens to accumulate retirement savings. Moreover, the reliance on moratoriums points to systemic gaps in the labor and social security frameworks that need to be addressed for a healthier retirement outlook in the country.