The insurance that reduces the ENFIA - Conditions and step-by-step process
Taxpayers in Greece can apply for a 20% discount on their ENFIA property tax until February 16 by insuring their homes.
Timely preparations are underway as the deadline approaches for Greek taxpayers to secure a 20% discount on this year's ENFIA property tax through home insurance. The application must be submitted via the myProperty platform of the Independent Authority for Public Revenue (AADE), which will autofill data for previous applicants, enabling them to modify their submissions before finalization. This initiative reflects the government's effort to motivate homeowners to insure their properties against various environmental threats, including earthquakes and wildfires.
Recent statistics from AADE indicate that only 20% of homes in Greece are currently covered by insurance against severe weather, earthquakes, and fires, despite a noteworthy increase in the number of insured properties reaching over 1.3 million by September 2025. This marks a rise from just 14.7% coverage in 2023, highlighting a growing awareness of the necessity for home insurance among property owners. The surge in insured homes can largely be attributed to the tax incentive, which encourages more Greeks to view insurance as both a protective measure and a financial strategy.