The article discusses the disparity in living standards in India based on salary and city of residence. It highlights that a salary in the range of ₹20-25 lakh is generally viewed as a prestigious income, but its real value significantly varies between metropolitan areas and smaller cities. In cities like Mumbai, Bangalore, or Gurgaon, the high cost of living, including rent, school fees, and vehicle EMIs, erodes disposable income, leading to financial stress despite a seemingly high salary.

In contrast, individuals earning the same salary in smaller cities such as Indore, Jaipur, Lucknow, or Chandigarh can enjoy a higher quality of life. The article points out that housing in these towns is much more affordable, allowing individuals to live in more desirable neighborhoods and still have funds left for savings and investments. The lower cost of living affords them the luxury of having ample time for family and personal well-being, as commuting times are shorter and less burdensome.

Overall, this analysis sheds light on an important socio-economic issue in India, where urban migration is common, but living in a metro city does not always equate to better financial security. The insights underscore the necessity for individuals to carefully consider their living arrangements based on their financial circumstances, especially as India continues to develop and modernize its economic landscape.