Fineco Bank has concluded a successful 2025, reporting a slight decrease in net profit of 647 million euros, while proposing a 7% increase in dividends to 0.79 euros per share. The upcoming Board of Directors meeting on March 3rd is set to approve the Multi Year Plan for 2026-2029, aiming to translate the bank's new strategic directions into quantifiable goals. The results for the year remain strong, with total net inflows reaching 13.4 billion euros, an impressive 33.3% increase, while revenues remained stable at 1.31 billion euros, and the cost/income ratio is among the lowest in the industry at 27.1%, with a CET1 capital ratio of 23.3%.

Fineco's Asset Management sector has also seen growth, with managed assets rising to 41.4 billion euros, significantly boosted by retail classes. Additionally, customer acquisition has reached a record high for the third consecutive year, bringing the total customer base to over 1.8 million. For 2026, Fineco anticipates further acceleration in net inflows and customer numbers, forecasting new records in brokerage activity and enhancing its competitive stance in the market.

The focus on artificial intelligence indicates Fineco's commitment to innovation and modernization in its services, which are aimed at expanding its operating footprint across Europe. This move not only positions Fineco as a forward-thinking financial institution but also reflects broader trends in the banking sector where digital transformation plays a crucial role in attracting and retaining customers. As the bank prepares to implement its new strategies, it aims to leverage AI to enhance customer experiences and operational efficiencies, fostering a stronger growth trajectory in the coming years.