COGNICURRENT

Major Japanese banks have announced an increase in variable interest rates on home loans, causing a significant rise in refinancing consultations among borrowers.

The province of Entre Ríos in Argentina has issued US$ 300 million in debt, marking its first such issuance in nearly a decade and aimed at refinancing existing obligations.

Home loan holders in Lithuania have the chance to refinance their loans under simplified conditions, potentially saving millions, but not all are taking advantage of it.

The Brazilian Supreme Court has formed a majority to validate São Paulo's debt refinancing contract with the federal government, ensuring the state saves R$ 1 billion per month.

Enel is implementing a financial strategy involving a 1 billion euro buyback and refinancing measures to support its strategic plan for 2026-2028.

A client of Luminor bank in Lithuania complains about being fined and having 888 Euros deducted from his account without prior notification or explanation following a refinancing deal.

Refinancing home loans is becoming a more common practice in Estonia, driven by desires for better loan conditions and convenience.

In Poland, a record amount of early repayments and overpayments on housing loans has been observed in 2025 as citizens seek to escape high fixed interest rates amidst declining rates.

Paramount has enhanced its hostile bid for Warner Bros. by agreeing to cover a penalty for breaking its existing deal with Netflix while also supporting Warner's debt refinancing.

China is reducing wait times for loss-making technology firms to seek refinancing, allowing them faster access to funds in a bid to promote self-reliance in the tech sector.

Three mortgage specialists were consulted to discuss the conditions under which it makes sense to request a rate reduction or consider refinancing, particularly for rates around 3.4% to 3.5%.

The ECB Council meeting in Frankfurt decided to maintain the overnight deposit rate at 2%, the main refinancing operations rate at 2.15%, and the overnight loan rate at 2.4%.

The Governing Council of the European Central Bank has decided to keep the three main interest rates unchanged for the fifth consecutive time, maintaining deposit, refinancing, and marginal lending rates at 2.00%, 2.15%, and 2.40%, respectively, amid expectations of stabilizing inflation at the 2% target.

The financial strategy maintained exchange rate stability, but the lack of external refinancing meant that foreign currency income did not improve international reserves.

Ghelamco Invest redeemed bonds worth 240 million PLN and financed this through its own resources, refinancing of obligations, and funds from associated companies.

The Ministry of Infrastructure has proposed a regulation to increase the refinancing amount for the replacement of tachographs from 3,000 to 5,000 PLN.

The article discusses the growing importance of refinancing in the mortgage market, the changes in mortgage structure observed by financial intermediaries, strategies banks use to attract refinancing customers, and the impact of interest rate changes on the housing and loan markets.

Average mortgage rates in Slovakia have dropped below 3.5%, but further significant decreases are unlikely due to anticipated waves of refinancing, keeping future rates above 3%.

Gdańsk's Noli Studios are securing bank financing for three co-living properties managed by Urban Partners, including locations in Wrzeszcz, Riverside, and Old Town.

The Croatian government has granted a state guarantee and approval for a long-term loan of 197 million euros to Croatian Roads to refinance two club loans.