COGNICURRENT

The real estate market in Buenos Aires saw a significant decline in transaction numbers at the start of 2026 compared to the previous month and year.

The Euribor rate shows minimal changes in February, remaining stable as the European Central Bank holds interest rates steady.

The article discusses how interest rates set by central banks can significantly impact personal finances and borrowing costs for individuals in different locations such as Michigan and London.

In Buenos Aires, the number of property deeds has significantly decreased, indicating a retreat from mortgage financing amidst a depressed demand due to falling real wages.

Australia’s state and federal attorneys general are meeting to address rising antisemitism and online hate in a concerted effort to reinforce protections against discrimination and hate speech.

Canada's biggest banks are increasing their loan loss provisions amid rising economic uncertainties and household pressures, although they continue to report significant profits.

Finnish financial regulators criticize a government proposal to extend mortgage repayment periods to 35 years, warning of increased household debt risks.

UniCredit Bank has issued bonds totaling 18 billion, which will be allocated to mortgage financing.

The Argentine real estate market is seeing record sales while construction lags behind due to various factors, including a resurgence in mortgage lending.

President Daniel Noboa launched the housing project "Guayas boosts your home with Miti Miti" aimed at facilitating preferential mortgage loans and expanding access to home ownership in Ecuador.

The article reflects on the concept of home and ownership, highlighting that having a mortgage does not equate to having a true sense of belonging or security.

Five Argentine banks are providing long-term loan options for purchasing non-primary homes amidst a renewed interest in mortgages.

Spanish families are borrowing record amounts for mortgages amid a housing market boom, although they are purchasing significantly fewer homes than in 2009.

Wells Fargo has agreed to a $56.85 million settlement in a class action lawsuit claiming the bank inaccurately reported the status of certain mortgages in California during the pandemic.

In 2025, the number of mortgage signings in Spain surpassed half a million, marking the highest level in 15 years, despite rising housing prices.

In 2025, the number of mortgages signed in Spain surpassed 500,000 for the first time in 16 years, reaching an annual total of 501,073 loans, reflecting a 17.8% increase from the previous year.

Finance expert Martin Lewis advises that by taking a one-hour task, nearly two million Brits can potentially save £300 a month on their mortgages.

People in Czechia are struggling with high mortgage repayments averaging over 24,000 CZK per month, with a notable decline in loan offerings in January.

Czech banks issued 35.5 billion CZK in mortgages in January, marking a 57% increase compared to the previous year.

Czechs are increasingly finding ways to take out loans for free, including mortgages, which is raising concerns among creditors and regulators about the consequences of this practice.

Nationwide has announced a change that cuts fixed mortgage rates by up to 0.16 percentage points, benefiting new and existing customers.

First-time home buyers in the UK are experiencing the largest selection of low-deposit mortgages since 2008, indicating a positive trend for 2026.

An Argentine bank has resumed its UVA mortgage lending after a four-month halt, raising interest rates compared to previous levels.

New mortgage regulations in Sweden will make it easier to borrow for home purchases but complicate the process for extending existing loans.

A guide to the best fixed, mixed, and variable mortgages available in February 2026, emphasizing the importance of choosing the right mortgage type for homebuyers.

The article discusses when it is beneficial for Italians to pay off their mortgages early, weighing factors such as financial circumstances and interest savings.

The article discusses Maureen Dowd's critical view of Donald Trump's obsession with Barack Obama, detailing how Trump's actions reflect a troubling moral and political degradation.

Spain closed 2025 as the second country in Europe with the cheapest mortgages, averaging a 2.61% interest rate, although banks plan to restrict credit to families due to a government law.

The article discusses how increases in home loan repayments due to rising interest rates are not reflected in Australia's official inflation figures, despite being a significant financial burden for many Australians.

Czech construction showed strength last year, although residential construction faced challenges due to slow approvals and high mortgage costs.

In January 2026, the demand for mortgage loans surged by 50.4% compared to last year, with 36,300 applicants, marking a new record for the average loan amount requested.

Following a cash rate increase by the Reserve Bank, major Australian banks have raised mortgage interest rates but have delayed adjustments for savings accounts, prompting questions from customers about the inconsistency.

Home sales are expected to rise by 10% in 2025, despite the average mortgage reaching a historic peak of 171,000 euros.

The Bank of England has decided to maintain the interest rate at 3.75%, affecting borrowing costs and savings rates for consumers.

Economic expert Pilar García de la Granja discusses the implications of the recent drop in the euribor on long-term mortgages.

In January, there was a real decline of 1.8% in peso mortgages, attributed to high interest rates and the effects of summer vacations.

The article discusses common misconceptions about equity release, particularly focusing on lifetime mortgages and the options available for retirees considering their property wealth.

Fixed-rate mortgages have regained popularity as interest rates rise, shifting from variable options that were more appealing when rates were low.

In 2025, credit to households in Spain grew at its fastest pace since 2008, primarily driven by an increase in mortgage lending.

Czech banks and building societies provided mortgage loans totaling 406 billion crowns last year, marking a 48% year-on-year increase and the second-highest volume in 30 years.

In 2025, the volume of mortgages in the Czech Republic reached 406 billion CZK, marking a 48 percent year-on-year increase and the second highest total in 30 years.

Gonzalo Bernardos discusses the anticipated changes in interest rates by 2026, highlighting the rising costs of housing and the current mortgage situation in Spain.

The Slovak government, led by Prime Minister Robert Fico, is focusing on preparing for elections while addressing issues in the real estate market and speaking about the role of Minister of Transport Jozef Ráž in improving conditions in Bratislava.

The article discusses the most affordable fixed-rate mortgages available in January 2026 as interest rates rise, making them increasingly relevant again compared to variable mortgages.

Starting in April, individuals in the Czech Republic will receive smaller mortgages for investment apartments, with the NBS suggesting potential similar restrictions may be considered in Slovakia.

The article discusses the growing importance of refinancing in the mortgage market, the changes in mortgage structure observed by financial intermediaries, strategies banks use to attract refinancing customers, and the impact of interest rate changes on the housing and loan markets.

This year has been positive for homebuyers seeking financing through mortgages, with variable rates becoming more appealing than fixed rates, which still remain a popular choice among Italians despite a slight increase.

The Spanish government has extended mortgage guarantees until 2027, despite having only approved 9,125 operations out of a target of 50,000 due to rising new housing prices reaching a record high.

Kelisto.es compiles a ranking of the best fixed, mixed, and variable mortgages available in January 2026, acknowledging the challenges individuals face when choosing a mortgage.

Donald Trump aims to lower housing costs in the U.S. by ordering significant purchases of mortgage bonds, despite prior commitments to reduce living expenses amid persistent high prices.