COGNICURRENT

The required income to qualify for mortgage loans in Argentina varies by bank and loan duration, with increasing challenges due to rising interest rates.

The Financial Supervisory Service of South Korea has implemented a system to issue invalidity confirmation letters for loan contracts with interest rates exceeding 60%, to assist victims of illegal lending.

An Argentine bank has successfully raised almost $100 billion for mortgage funding, aiming to expand its loan offerings in a fluctuating market.

The interest rate margin between deposits and loans widened in January 2026, as banks maintained almost unchanged deposit rates while increasing loan interest rates.

The rising market interest rates have led to a significant increase in the use of the 'Bogeumjari Loan' in South Korea.

Lando Maria Sileoni calls for banks to lower loan interest rates amidst profitable years, advocating for better compensation for workers and more accessible loans for businesses and families.

Amid rising default rates among families and businesses, Argentina's Central Bank has introduced a mechanism allowing banks and fintech to secure loan repayments through immediate transfers.

A Goiás military police lieutenant, Rhainna Iannari Gomes Lima, is under investigation for allegedly engaging in loan sharking and making threats against a manicurist, who accuses her of extorting over R$ 36,000 from her due to high interest rates on a loan.

The Finnish government is set to allow homebuyers to extend their housing loan repayment period to 35 years, resulting in lower monthly payments but significantly higher interest costs.

A recent study by Serasa Experian reveals that 65% of private companies in Brazil have employees who have utilized payroll loans, with adoption rates varying based on company size and industry sector.

A new survey indicates that interest protection for housing loans may now come cheaper than the Euribor rate.

Household loan interest rates in South Korea have risen for four consecutive months, with housing loan rates reaching their highest level in over a year.

A private bank in Argentina has significantly reduced its mortgage interest rate amid uncertainty in the housing loan market.

For the first time in over three years, the mortgage rate for a 30-year loan in the USA has fallen below 6 percent, now standing at 5.98 percent according to Freddie Mac.

European banks are tightening mortgage lending criteria and increasing interest rates for households, while corporate loan conditions are expected to become cheaper by 2026.

A victim of a robbery at the Gelsenkirchen Savings Bank is facing high interest charges on a loan required to cover losses while waiting for insurance compensation.

Two major French banks have significantly reduced their mortgage rates following the adoption of the budget, aiming to ease the financial burden for potential homebuyers.

A civil servant from the Palmas City Chamber is being investigated for extortion involving exorbitant interest rates and has faced police action including search and seizure.

Bank credit loan interest rates have risen above 4% for the first time in 14 months, prompting concerns about the impact on stock investment borrowing.

People in Czechia are struggling with high mortgage repayments averaging over 24,000 CZK per month, with a notable decline in loan offerings in January.

Growing financial burdens from rising student loan interest rates are causing increased distress among Finnish students, leading to significant amounts of unpaid loans.

Coop Bank significantly increased its client base and loan portfolio last year, but its net profit declined due to falling interest rates.

A price war among mortgage institutions in Denmark is lowering home loan rates; however, not all borrowers will benefit from these reductions.

Reports highlight various topics including housing loan interest rates, a pilot's arrest for suspected child abuse, and comments from Brazilian political figures.

The Governor of the Bank of Greece, Yannis Stournaras, expressed confidence that all necessary measures have been taken to ensure financial stability following the Supreme Court's decision on loan interest rates under the Katseli Law.

Brazilians can now digitally switch banks to lower interest rates on their loans directly from their mobile phones.

The Ecuadorian Social Security Institute's Bank offers various mortgage loans for affiliates and retirees aimed at financing properties under preferential conditions.

The article discusses how increases in home loan repayments due to rising interest rates are not reflected in Australia's official inflation figures, despite being a significant financial burden for many Australians.

Fourteen individuals were arrested in connection with a million-dollar loan shark scheme, which operated under a criminal franchise model and threatened victims with interest rates as high as 25% per day.

The ECB Council meeting in Frankfurt decided to maintain the overnight deposit rate at 2%, the main refinancing operations rate at 2.15%, and the overnight loan rate at 2.4%.

The Reserve Bank of India (RBI) is set to announce the results of its Monetary Policy Committee meeting tomorrow, which could potentially lead to a reduction in loan EMIs if interest rates or the Repo Rate are cut.

The Vice-Chancellor of Sokoto State University highlighted that financial support from the Nigerian Education Loan Fund has greatly enhanced student attendance and academic engagement.

The Reserve Bank of Australia raises the cash rate to 3.85% for the first time in over two years, amid rising inflation, impacting home loan repayments while political tensions rise in question time.

The article discusses the growing importance of refinancing in the mortgage market, the changes in mortgage structure observed by financial intermediaries, strategies banks use to attract refinancing customers, and the impact of interest rate changes on the housing and loan markets.

The article discusses the evolution of loan preferences among Greeks following the economic crisis, highlighting significant changes in borrowing trends since Greece's entry into the Eurozone.

In November, the interest rate spread between new deposits, which remained at 0.30%, and new loans, which increased to 4.65%, widened due to stagnant deposit rates and rising loan rates.

An article discussing various options available for borrowers to reduce their loan payments at banks, particularly in light of rising interest rates and economic pressures.

Banks are ending the mortgage rate war and increasing interest rates, making it harder to secure a fixed-rate loan at low percentages.