Burdened by lower compensation, the Livret A has its worst start to the year in fifteen years
The Livret A savings account is experiencing its worst start to the year in over a decade due to a decline in interest rates, resulting in significant withdrawals by savers.
Livret A, Youth Book, LEP... What Your Tax-Free Savings Products Will Yield from February 1, 2026
The decrease in the interest rate of the Livret A starting February 1, 2026, will lead to lower returns on several tax-exempt savings products such as the Sustainable and Solidarity Development Booklet (LDDS), the youth booklet, and the Housing Savings Account (CEL).
With its freely falling rate, can the Livret A lose its status as the preferred investment of the French?
The Livret A, favored by 83% of the French population, is facing a decline in its attractiveness as its rates drop and competition from other investment vehicles increases.
Livret A: The Bank of France proposes to set the rate at 1.5%
The Governor of the Bank of France suggests lowering the Livret A interest rate from 1.7% to 1.5%, effective February 1, in response to inflation and European monetary policy.
The new livret A rate announced this Thursday, as well as that of the LEP
The new rates for regulated savings accounts, including livret A and LEP, are expected to be announced on Thursday, with speculation of a decrease in rates.
"Three times the yield of the Livret A": the good deals of euro funds for savers
Savers can expect yields to remain strong in 2025, with some bonuses pushing returns close to 5%.
The Livret A, less rewarding, is no longer popular
The Livret A, a savings product held by 55 million French citizens, has seen a significant drop in deposits, resulting in a net withdrawal of 6.5 billion euros from September to November due to its decreasing profitability.
How much will you earn with your Livret A in 2026? Try our simulator
The current rate for the popular French savings account Livret A is set at 1.7%, which may drop to between 1.4% and 1.5% in February due to slowing inflation.
Livret A, LDDS, PEA... Automatic anti-duplicate controls postponed to 2027
The implementation of automatic interbank controls to check for multiple tax-exempt savings accounts has been postponed to 2027 due to complex technical development requirements, according to the government.