Warning lights: what could happen with credit due to the rise in delinquency and how it affects the economy
The rise in loan delinquency rates in Argentina is prompting banks and fintech firms to restrict credit offerings, impacting family financial stability and lending costs.
CLT Consigned Loans Lend R$ 117 Billion in a Year, but Interest Rates Are Still a Challenge
CLT consigned loans have facilitated R$ 117 billion in lending over the past year, yet high-interest rates remain a significant issue.
Uncertainty in U.S. Private Lending Similar to Financial Crisis Due to High Interest Rates and Oil Prices
The U.S. private lending market is experiencing rising tensions reminiscent of the pre-2008 subprime mortgage crisis, influenced by high interest rates and oil prices.
Increasing Housing Lending in the Regions Illuminates Shadow Economy Problems
Housing lending in Latvia's regions has seen growth, influenced by the drop in Euribor rates, highlighting issues related to the shadow economy.
Illegal loan sharking that harassed office workers with annual rates of 5200%... ‘One report’ stopped illegal collections
A worker, who borrowed 10 million KRW at an exorbitant annual interest rate of 5200%, reported his harassers and was able to halt illegal collections through a new one-stop support system implemented by the Financial Services Commission in South Korea.
Do not repay illegal loans with interest rates exceeding 60% per year... Financial Supervisory Service issues 'invalidity confirmation letter'
The Financial Supervisory Service of South Korea has implemented a system to issue invalidity confirmation letters for loan contracts with interest rates exceeding 60%, to assist victims of illegal lending.
European banks: Mortgage loans become more expensive, but corporate loans decrease
European banks are tightening mortgage lending criteria and increasing interest rates for households, while corporate loan conditions are expected to become cheaper by 2026.
Interest Rates Down, Bank Profits Up. How Is That Possible?
In 2025, despite falling interest rates, Polish banks reported record profits due to increased lending and operational efficiencies.
Mortgage Loans: Three Concrete Facts That Show Positive Signs for the Future of Lending
The Argentinian mortgage market is showing signs of improvement with recent bank movements, despite high interest rates and stricter conditions.
65% of Nigerians Demand Lower Interest Rates as MPC Meets - Report
A significant majority of Nigerians, as indicated by a recent survey, are calling for reduced lending rates ahead of the Monetary Policy Committee's forthcoming meeting.
Kenya: Banks Cut Lending Rates After CBK Eases Policy
Major commercial banks in Kenya have reduced their lending rates in response to the Central Bank's decision to lower the Central Bank Rate from 9.00% to 8.75%.
A bank reactivates its UVA mortgage loans with higher rates than those it had before suspending them
An Argentine bank has resumed its UVA mortgage lending after a four-month halt, raising interest rates compared to previous levels.
ECB: Interest rates unchanged for the fifth consecutive time
The Governing Council of the European Central Bank has decided to keep the three main interest rates unchanged for the fifth consecutive time, maintaining deposit, refinancing, and marginal lending rates at 2.00%, 2.15%, and 2.40%, respectively, amid expectations of stabilizing inflation at the 2% target.
The Government limits consumer credit rates for the first time to prevent abuses
The Spanish government has taken a significant step by approving a draft law that caps consumer credit interest rates and mandates supervision by the Bank of Spain for all lending entities.