European banks: Mortgage loans become more expensive, but corporate loans decrease
European banks are tightening mortgage lending criteria and increasing interest rates for households, while corporate loan conditions are expected to become cheaper by 2026.
Interest Rates Down, Bank Profits Up. How Is That Possible?
In 2025, despite falling interest rates, Polish banks reported record profits due to increased lending and operational efficiencies.
Mortgage Loans: Three Concrete Facts That Show Positive Signs for the Future of Lending
The Argentinian mortgage market is showing signs of improvement with recent bank movements, despite high interest rates and stricter conditions.
65% of Nigerians Demand Lower Interest Rates as MPC Meets - Report
A significant majority of Nigerians, as indicated by a recent survey, are calling for reduced lending rates ahead of the Monetary Policy Committee's forthcoming meeting.
Kenya: Banks Cut Lending Rates After CBK Eases Policy
Major commercial banks in Kenya have reduced their lending rates in response to the Central Bank's decision to lower the Central Bank Rate from 9.00% to 8.75%.
A bank reactivates its UVA mortgage loans with higher rates than those it had before suspending them
An Argentine bank has resumed its UVA mortgage lending after a four-month halt, raising interest rates compared to previous levels.
ECB: Interest rates unchanged for the fifth consecutive time
The Governing Council of the European Central Bank has decided to keep the three main interest rates unchanged for the fifth consecutive time, maintaining deposit, refinancing, and marginal lending rates at 2.00%, 2.15%, and 2.40%, respectively, amid expectations of stabilizing inflation at the 2% target.
The Government limits consumer credit rates for the first time to prevent abuses
The Spanish government has taken a significant step by approving a draft law that caps consumer credit interest rates and mandates supervision by the Bank of Spain for all lending entities.