COGNICURRENT

European banks are tightening mortgage lending criteria and increasing interest rates for households, while corporate loan conditions are expected to become cheaper by 2026.

Illinois is implementing a new law in 2026 aimed at regulating student loan and educational financing agreements to protect consumers from predatory lending practices.

The Argentine real estate market is seeing record sales while construction lags behind due to various factors, including a resurgence in mortgage lending.

Turkey has reached a preliminary agreement with international lending institutions for a $6.75 billion financing for a major railway project linking Europe and Asia.

The article discusses the practice of free loan agreements in Italy, emphasizing their prevalence among families and the legal arrangements that govern them.

Jamie Dimon, CEO of JPMorgan, has raised concerns about emerging parallels with the pre-2008 financial crisis, relating to risky lending patterns.

The South Korean financial authorities plan to introduce regulations limiting the largest shareholder's stake in savings banks with assets exceeding 20 trillion won to enhance public accountability.

In 2025, despite falling interest rates, Polish banks reported record profits due to increased lending and operational efficiencies.

The Financial Services Commission in South Korea is considering applying a zero loan-to-value ratio to mortgage extensions for multiple homeowners, amid ongoing concerns expressed by President Lee Jae-myung about the lending practices.

The horoscope for Leo on February 22, 2026, warns against lending money and suggests spending more time with family due to potential disagreements, emphasizes the importance of managing anger and health, and cautions about possible business losses.

Former PIMCO chairman Mohamed El-Erian warns that recent developments in private equity lending are reminiscent of the period leading up to the major financial crisis.

A significant portion of applicants for Gyeonggi's low credit loan program are struggling financially, with many having resorted to high-interest and illegal money lending.

Prospective mortgage applicants are now facing more stringent evaluations beyond just their income in Czechia.

In 2023, nearly half of first-time homebuyers in Seoul were in their 30s, driven by rising home prices and fears of missing out on opportunities amid tightening lending regulations.

The Bank of Cyprus announced a net profit of 481 million euros for the entire year of 2025, with significant increases in new lending and dividend distribution to shareholders.

The Argentinian mortgage market is showing signs of improvement with recent bank movements, despite high interest rates and stricter conditions.

The article discusses strategies for lending money to friends and relatives while protecting personal relationships and finances.

Today's horoscope for Scorpio advises caution in all endeavors and discourages lending money, while suggesting potential victory over enemies and a need to avoid conflicts with others.

The author reflects on a spontaneous invitation to attend Carnaval in Brazil, contemplating the significance of embracing joy amidst life's chaos.

The company Mintos is initiating the process to obtain a banking license, which it predicts will take 12 to 18 months to complete, aimed at strengthening investor confidence and expanding its financial infrastructure across Europe.

A significant majority of Nigerians, as indicated by a recent survey, are calling for reduced lending rates ahead of the Monetary Policy Committee's forthcoming meeting.

The Federal Reserve is set to relax capital requirements for US banks to encourage more mortgage lending amid concerns about credit moving out of the banking system.

Major commercial banks in Kenya have reduced their lending rates in response to the Central Bank's decision to lower the Central Bank Rate from 9.00% to 8.75%.

Today's Libra horoscope suggests increased self-confidence, support from a partner, harmony in the family, busyness at work, a warning against lending and borrowing, and the need for more time in business.

The banking sector is experiencing significant profitability but is facing rising investor expectations for cost savings and increased lending.

The IMF has relaxed the conditions for a new $8.1 billion lending program for Ukraine, eliminating certain tax-related requirements.

Claims alleging Jeffrey Epstein's ties to Israeli intelligence have resurfaced following the release of U.S. investigation documents, lending credence to conspiracy theories in certain political circles.

An Argentine bank has resumed its UVA mortgage lending after a four-month halt, raising interest rates compared to previous levels.

Goldman Sachs has made significant revisions to its valuations of Greek banks, indicating an entering phase of profitability.

Today's horoscope for Aries advises caution in all matters, discourages lending money, warns against conflicts with others, suggests unexpected financial gains, emphasizes health care, and recommends against increasing investments in business.

An Indian beggar has astonished officials by owning a three-story house and a car with a driver, while also lending money.

The Commonwealth Bank of Australia reports a record half-year cash profit as the housing market sees increased investment activity at the expense of owner-occupiers.

In January, housing mortgage loans saw a significant increase as demand shifted to secondary financial institutions due to stricter lending standards set by banks.

The Central Bank of Kenya has reduced its benchmark lending rate to stimulate credit to the private sector and support economic growth.

The Chief Justice of India remarks on the increasing trend of electoral disputes reaching the Supreme Court, reflecting underlying political motivations.

The Pisces daily horoscope for February 9, 2026, advises caution against lending money, suggests potential disagreements, and emphasizes the importance of taking care of health and being prudent in business to avoid losses.

The article discusses the perspective on lending to the Icelandic government, highlighting that it is not considered particularly risky.

Édouard Carmignac expresses concern that investors are wary of lending to the U.S. due to Trump's policies and actions against immigrants, viewing financial markets as a bulwark against these excesses.

Africa now sends more financial flows to China than it receives, marking a significant shift in economic relations as Chinese lending declines after years of infrastructure financing.

Efectivo Sí, a financial entity of Grupo Galeno, has sold 17 branches and its entire operation to Banco Columbia as part of a shift to focus on retail lending.

The Governing Council of the European Central Bank has decided to keep the three main interest rates unchanged for the fifth consecutive time, maintaining deposit, refinancing, and marginal lending rates at 2.00%, 2.15%, and 2.40%, respectively, amid expectations of stabilizing inflation at the 2% target.

Today's horoscope for Sagittarius advises caution against enemies, warns against lending money, suggests avoiding family disputes, and encourages managing anger to prevent potential losses in business.

The EU indicated that key allies could gain greater access if they make a 'fair and proportionate financial contribution to borrowing costs,' facilitating vital funding for Kyiv amid the approaching fourth anniversary of the war.

DNB reported a profit of 54 billion NOK last year, with an increase in dividends to 26.6 billion NOK and strong growth in corporate lending despite geopolitical challenges.

The daily horoscope for Pisces advises individuals to avoid conflicts, be cautious with borrowing and lending, communicate patiently with relatives, and take care of their health while exercising caution in business dealings.

Credit criteria for both non-financial businesses and households in Greece remained stable in Q4 2025, although overall lending conditions are showing some looseness for households according to the Bank of Greece's quarterly review.

European banks have unexpectedly tightened credit criteria for businesses at the end of 2025, raising concerns about future lending practices.

A newlywed couple who won a housing lottery is suing the government for damages, claiming they cannot secure a mortgage due to strict lending regulations.

The horoscope for Sagittarius warns against lending money, suggests being cautious about health, and advises maintaining politeness in conversations while being wary of enemies and potential business losses.

In 2025, credit to households in Spain grew at its fastest pace since 2008, primarily driven by an increase in mortgage lending.