Unsecured or secured loans?: Which one is better to request today
Ecuador's Biess offers different loan types for affiliates, including unsecured and secured loans, outlining the eligibility and requirements for each.
Biess granted $857 million in loans in January and February 2026
During the first two months of 2026, the Ecuadorian Social Security Institute's Bank (Biess) allocated more funds in loans to affiliates and retirees compared to the same period in 2025.
These are the homes included in the new government initiative to boost construction and access
The Ecuadorian government has launched an initiative to promote social housing construction by incentivizing private donations, allowing donors to receive significant tax deductions.
How to obtain a quirografario loan in Ecuador
The article explains the process and requirements for obtaining a quirografario loan through the Ecuadorian Institute of Social Security.
How much do you need to earn to access Credicasa from Biess?
The Ecuadorian government has introduced a new mortgage plan called 'Vivienda Premier Credicasa' to help people acquire housing.
These are the housing models that apply for the 2.99% rate from Biess
The Ecuadorian government has increased the financing ceiling for the Credicasa mortgage plan by $15,000, making it easier for residents to acquire homes with a low interest rate of 2.99%.
This is the maximum financing amount of Credicasa in the Biess
The BIESS offers a mortgage loan called Vivienda Premier Credicasa, designed for the purchase of new housing with preferential conditions for members and retirees.
Government raises the Credicasa loan ceiling from $50,000 to $65,000
Ecuador's President Daniel Noboa has announced an increase in the Credicasa loan ceiling from $50,000 to $65,000 to include financing for suites.
What is the maximum age to obtain a mortgage loan?
The Ecuadorian Social Security Institute's Bank offers various mortgage loans for affiliates and retirees aimed at financing properties under preferential conditions.